Life Insurance

Life Insurance Claim Rejection – How to keep away from? | 11 Reasons for Life Insurance Claim rejection

Disasters like these remind us of the significance of insuring our life and belongings. A life insurance coverage coverage presents monetary safety for a household when the breadwinner passes away, particularly when the dying is premature. But when the life insurance coverage declare will get rejected it defeats the entire objective of shopping for the life insurance coverage in first place. Most of those claims are rejected on respectable grounds, understanding them would assist to make sure that if the one you love must ever file a declare, it doesn’t get rejected.

Here are a few of frequent explanation why the claims typically get rejected.

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  1. Many thanks!
    Please let us know if there are any exclusions – one agent told me that the insurance is region specific it won’t cover death on plane or outside the country. Is that true.

  2. Thanks for great information. Recently I applied Icici term policy for 50L. One of the executive call me and no need of medical test(my age is 30 ) and just upload your documents . Shall I apply the policy plz give me advice.

  3. Hi
    I am aged 56 and I have multiple life and term insurance policies which has sum assured of more than 1cr to my nominees
    But all these are done at different ages of mine without considering my income
    Does it affect my nominees at the time of claims
    I have a IT return around 6 lakhs

    Plz suggest wat to do

  4. Hello
    Mainay HDFC ka click to protect 3d + k Liya online apply Kiya tha
    Per medical test k badh handicap reason k Karan cancel ker diya gaya .
    Ab same policy mujhy offline mil RHA hai
    To Kiya mujy offline buy kerni chahey ya nhi.agar buy kerni chahey to police settelment k time koi problem to nhi hoga na
    Handicapped ki wajah se…?
    Ya mujhy Kisi dusrey company ka try kerna chahey
    Please guide me…..

  5. Take the money that you were going to put in paying on death insurance and put it in the bank instead you'll have more money and you'll get it back if you pay them they'll come up with an excuse to why do you want get paid upon your death better to save it yourself and you don't have to rely on nobody to get it done I only need about $1,000 in anyway pay rent light bill car insurance that's all I have

  6. Hi sir.. I have purchased hdfc term insurance worth of 80lacs .. n my income is 8lacs.. and I have existing policy in icici wealth builder worth of 5lacs , hdfc pro growth plus worth of 3lacs and lic money back policy worth of 2.5lacs and onemore lic which bank I'll deduct 330 of govt lic. I have given all these details to hdfc person.. but in application thy have not mentioned.. does it make any problem in case of risk..? please let me know sir…

  7. My term insurance policy for sum assured of 1 crore has been underwritten and issued without physical medical test. So shall I cancel or continue this policy ? Please Reply

  8. I took a term insurance policy..medical test was supposed to be one of the steps but to my utter surprise the policy was issued as soon as I submitted my documents n filled up the forms..There was not even a telephonic conversation with a doctor regarding my health not getting satisfactory relply from the company to my query on Medical..except that it is the company's discretion whether or not to conduct it..should I pull out of the policy as it doesn't look safe?

  9. For example an agent filled wrong detail about his client that his client health is good and after that client died due to any diease which he has before ,then the company will decline the case ,will they return the premium paid ?

  10. Sir I want to invest in ICICI long term debt funds.should I invest via lumpsum or sip? Also please make a video regarding which are the best debt funds for long term?

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