How Does Insurance Work?

So how precisely does insurance coverage work? How do insurance coverage corporations become profitable?

In this video we’ll look into these questions and we may even study reinsurance and retrocession.

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  1. Very good summary. Are life insurance companies forced by law to cover things like suicide? I know some insurances companies impose a time lapse period before they cover it, but I don't see how suicide could be an insurable event in any case because the insured person has direct of the event occuring or not. Seems like such a policy is bound to incur losses (for that group of people who get insurance to pay out after suicide).

  2. Hey,

    I just started a petition "Eva Russell: Insurance Companies Should Fall Under The Anti-Trust Law" and wanted to see if you could help by adding your name.

    My goal is to reach 100 signatures and I need more support. You can read more and sign the petition here:


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