Auto Insurance

California Bans Gender Based Car Insurance – Insurance Navy Auto Insurance

California Insurance Commissioner Dave Jones banned the usage of gender in setting insurance coverage charges for personal passenger vehicles all through the state of California. Ten different states have already banned gender discrimination when pricing automobile insurance coverage, Illinois just isn’t one among them.

California’s Proposition 103 bans unfair and discriminatory insurance coverage pricing and requires that automobile insurance coverage charges are primarily based primarily on a driver’s driving document and never private info they can’t management, particularly gender. Other particulars like marital standing should be used to find out charges by insurance coverage suppliers.

Higher charges for males

In 40 states gender-based automobile insurance coverage is allowed. An common male driver will greater than seemingly have larger automobile insurance coverage quotes in comparison with a girl as a result of women and men driving data are very totally different.

According to, statistics persistently present that girls are much less prone to:

– Get right into a automobile collisions
– Speed and drive underneath the affect
– Buy costly vehicles that value extra to insure
– Drive as as a lot miles in comparison with male drivers
– This results in fewer claims, decrease threat profiles and decrease insurance coverage charges for girls.


If you’re a male driver you’ll greater than seemingly be quoted larger for automobile insurance coverage. One strategy to save on automobile insurance coverage is to constantly evaluate automobile insurance coverage costs on-line for one of the best protection on the lowest value.

Some elements that decide automobile insurance coverage charges drivers can management, some they can’t. Male drivers also can lower your expenses on automobile insurance coverage with driver, automobile and policy-based reductions. Such reductions embrace secure driver, good scholar and bundling not less than two providers with the identical insurance coverage firm.

Vehicles with security tools options like anti-lock brakes, airbags and anti-left safety are additionally extra prone to obtain a decrease insurance coverage charges. Any qualifying automobile options that cut back the chance insurance coverage firm are taking by insuring the automobile will be pulled up with the VIN or image and routinely utilized to your coverage.

Our brokers and customer support representatives are right here to assist. Call us at present at 1-888-949-6289 or go to your nearest Insurance Navy Auto Insurance location. For your comfort, Insurance Navy is open from eight a.m. to 9 p.m. CST, 7 days every week.

#InsuranceNavy #InsuranceNavyAutoInsurance #genderbasedinsurance

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