I need to take an Mediclaim Policy for my household however i’m complicated between Star medical insurance and National Health insurance coverage… Can you please recommend dependable firm amongst these…. I might be useful if u can present every other finest plan additionally .Below are my particulars :-
Father age – 58 yrs
Mother age – 52 yrs
Myself age – 25 yrs
I additionally want tax profit.
All basic (non-life) insurance coverage corporations providing well being plans are dependable. Almost all of the well being plans supply tax advantages underneath part 80D. So you don’t want to fret about these 2 points. Now comes the query whether or not you might be getting a plan with most options for the value you might be paying. Also what number of insurance policies must you purchase?
1) Buy one separate coverage for your self of say three lacs. This shouldn’t price you greater than 5,000 yearly.
Try taking a look at Religare Care, HDFC ERGO Health Suraksha and Apollo Munich Easy Health Standard.
2) Buy one other coverage to cowl your dad and mom. This coverage will likely be costly due to the excessive age of your dad and mom. Both the choices are good – Star Health and National Insurance.