Aetna dental plans present a variety of dental care options at reasonably priced prices. And they’re supplied by Aetna, one of many largest medical health insurance firms, with over 14 million dental members. Plan choices embody:
- Network-Only Dental Maintenance Organization (DMO) Dental Plans enable members to get pleasure from a broad number of providers whereas nonetheless having fun with financial savings on dental prices. DMO is accessible at half the price of a conventional PPO plan and has two choices: a low-cost DMO with fastened co-pay and co-insurance, and DMO Access that require members to decide on a major care supplier whereas nonetheless permitting them to hunt care from the Aetna dental low cost community.
- Network-Option Preferred Provider Organization (PPO) Plans are Aetna dental plans that enable members to go to the dentist of their selection however affords decrease out-of-pocket prices if you happen to use an in-network dentist. Employers have a selection of self-funded or full-risk choices in addition to differing ranges of advantages, co-insurance, deductibles and annual maximums. Choices embody Dental Care RewardSM that provides incentives to members who avail of preventive care throughout the present protection 12 months and Dental Prevention CareSM that provides 100% protection on preventive care and a few diagnostic providers, in addition to reductions on chosen providers.
- Hybrid Plans are Aetna dental plans that give members the choice of selecting some great benefits of two plans. Employees can go for a DMO plan with decrease out-of-pocket prices or Indemnity or PPO plans that enables them to select from a wider vary of dentists. And members can simply shift plans even on a month-to-month foundation.
- Dental indemnity plans are conventional insurance coverage during which workers have the choice to go to any licensed dentist and be reimbursed for eligible preventive, fundamental and main providers. Co-insurance, deductibles and annual maximums apply. The plan is accessible as a stand-alone coverage or as a part of Aetna Freedom-of-Choice plans.